Answer your clients’ most pressing financial questions in a timely manner.
Budget Planner
Organize your monthly cash flow to find additional dollars you can use to achieve your financial planning and retirement goals. Designed to compare your “Current” expenditures to “Proposed” expenditures, simple adjustments can be made until you have the desired outcome.
Life Insurance Needs
The Life Insurance Needs Calculator lets you estimate the amount of life insurance coverage you and your spouse / partner require.
Mortgage Calculator
Calculate the impact various payment assumptions will have on the number of years until your mortgage is paid. Two scenarios and optional payment modes allow you to explore multiple strategies at once.
RRSP Calculator
The RRSP Calculator estimates the future value of your RRSP investment given various assumptions. You can use the RRSP calculator to see the impact various savings and return assumptions may have on your investment.
RRSP VS. Mortgage
This Calculator lets you compare investing a lump-sum in your RRSP today vs. paying down your mortgage and investing future mortgage savings in your RRSP. The larger RRSP balance at retirement may warrant further consideration in your planning.
RRIF Calculator
The RRIF Calculator estimates the future withdrawals you will need to make from your RRIF based upon the prescribed minimums. You can also use the RRIF calculator to estimate how long you can withdraw before running out of money.
RRSP vs. Non-RRSP
The RRSP vs. Non-RRSP Calculator lets you compare investing in your RRSP to investing the after-tax equivalent in an investment vehicle where the interest is taxable when earned.
TFSA vs. RRSP
This calculator lets you compare investing in the 2 most popular tax-assisted investments available to Canadians. The strategy that produces the larger “After-Tax Retirement Income” may warrant further consideration in your planning.
Income Tax Calculator
This calculator estimates the amount of tax required to pay on the various sources of income earned. If an employee, use the to estimate the potential tax savings from RRSP contributions. If self-employed, use to estimate changes to income tax based on how you draw your income.
RRSP Loan
This lets you compare borrowing to invest a lump-sum in your RRSP today vs. making regular monthly contributions to your RRSP. The strategy that produces the larger RRSP balance at retirement may warrant further consideration in your planning.
Investment Leverage
This calculator lets you compare an interest-only investment loan to making regular monthly savings. The strategy that produces a larger investment balance at retirement may warrant further consideration in your planning.
Terminal Tax Calculator
The Terminal Tax Calculator estimates the amount of taxes your estate will be required to pay in the year of your death (assuming no surviving spouse / partner).